Our Perks

Discover the Perks: Why Join Eastern Credit Union?

Joining Eastern Credit Union isn’t just about opening an account; it’s about embarking on a journey of financial empowerment and community. Here’s a snapshot of what it means to be a part of our family:

Discover the Perks

Ownership and Voice

You’re not just a member; you’re an owner with the power to vote. Your voice matters in shaping the future of the Credit Union, ensuring every decision reflects the collective will of our members.

Fee-Free Saving

Say goodbye to monthly service fees nibbling at your savings. Your money stays put, growing patiently until you decide it’s time to make a move.

Transparency Guaranteed

With us, what you see is what you get. We’re upfront about loan charges, offering you peace of mind with fixed interest rates based on the reducing balance method—meaning less interest as your loan balance decreases.

Annual Interest Rebates

Your loyalty pays off—literally. A slice of the interest you pay on loans finds its way back to your shares, boosting your savings year after year.

Steadfast Loan Rates

Enjoy the stability of fixed interest rates on loans from start to finish, allowing you to plan your finances with precision and confidence.

Collateral that Grows

Your shares double as collateral, so as you repay your loan, you’re also building a nest egg, reaping dividends along the way.

24/7 Access to Funds

Your Sprint ATM card is your round-the-clock gateway to funds across Eastern and partner banks’ ATMs, with the added bonus of discounts at a selection of merchants.

Empowerment Through Education

Unlock your potential with free access to a wealth of educational programs, including financial literacy courses, will preparation guidance, and motivational workshops for students.

Support for Scholars

We invest in your future with annual bursaries for outstanding SEA students and members pursuing higher education, easing the financial burden on the path to academic success.

Family First: Family Indemnity Plan (FIP)

Secure peace of mind with a group life insurance plan that ensures a safety net for your family, offering a cash benefit in times of loss.

Life Savings Plus Insurance

Your membership comes with the assurance that, in the event of your passing, your beneficiaries will receive a monthly benefit for 12 months, easing their financial concerns during a difficult time.

Personalized Service at Your Doorstep

Our dedicated Sales Officers are at your service, ready to assist you with your transactions from the comfort of your home or office, should you be unable to visit a branch.

Banking in the Digital Age

With Eastern Connect, our state-of-the-art online banking platform, manage your finances with ease—check balances, transfer funds, and pay bills anytime, anywhere.

Annual Dividends

Your shares in the Credit Union aren’t just static numbers—they yield dividends, giving you a share in our profits distributed annually.

Simplified Payments

Set up standing orders for hassle-free management of recurring payments and transfers, ensuring your obligations are met on time, every time.

Beyond Banking - Complementary Services

In partnership with Trinidad and Tobago Unit Trust Corporation, we offer additional financial services, amplifying the value of your membership.

Take the Step: Join Us Today

Ready to join a financial institution that values you and your financial growth? Apply now and start reaping the benefits of membership where you’re more than just a number—you’re part of a community that thrives together.